Terms of service

Manage Benefits publishes general educational guides about administering employee benefits in the United States. Nothing on this site is legal, tax, insurance, or plan-specific advice, and reading it does not create a professional relationship.

Rules, limits, and deadlines change by year, state, and plan. Always confirm current requirements with your carrier, broker, plan documents, or counsel before acting.

Manage Benefits is an independent educational publisher. It is not an insurer, broker, or benefits administrator.

You may read, print, and share guides for your own internal, non-commercial use with attribution. You may not republish, sell, or present our content as your own without written permission.

Please do not misuse the site, including attempting to disrupt it, access it without authorization, or send spam through our forms.

Guides may link to outside resources. We are not responsible for their content or practices.

The site is provided as is. We work to keep guides accurate but do not guarantee they are complete or current. To the extent the law allows, we are not liable for decisions made or losses arising from use of the site.

We may update these terms and will change the date above when we do. Questions? Contact us.